How to make a game budget

1. Define an overall "vacation budget"

1. From your net income (after taxes and mandatory expenses), allocate 5-10% for entertainment (cinema, sports, hobbies).
2. From this amount, take 20-30% for gambling.
3. The result is your monthly gaming budget G.

2. Break down your budget into periods

Monthly limit = G.
Weekly limit ≈ G ÷ 4.
Daily limit = (G ÷ 4) ÷ N, where N = number of playing days per week (usually 2-3).

3. Categorize your limits

LimitPercentage of daily limitFormula
Max Bet1-2%(Daily limit) × 0. 01–0. 02
Session Total50-70%(Daily limit) × 0. 5–0. 7
Loss Limit30-50%(Daily Limit) × 0. 3–0. 5
Time Limit30-45 minFixed, non-financial

4. Consider allowance for bonuses and fees

1. If you are going to win back bonuses with a wagering condition × 20- × 30, select a separate reserve B = (bonus amount) × the wagering coefficient.
2. Include B in the overall calculation or read it separately so as not to drain the main budget.

5. Practical example of calculation

Net income per month: 1200 €
Mandatory spending: 900 € → remains 300 €
10% on entertainment → 30 €
30% of them for excitement → G = 9 € per month
Weekly limit ≈ 9 € ÷ 4 = 2. 25 €
At 2 game days per week: daily ≈ 1. 13 €
Max Bet = 1. 13 € × 0. 02 ≈ 0. 02 €
Session Total = 1. 13 € × 0. 6 ≈ 0. 68 €
Loss Limit = 1. 13 € × 0. 4 ≈ 0. 45 €
Time Limit = 30 min

6. Implementation

1. Set up limits in your casino account: deposits, bets, losses, time.
2. Start the timer when the session starts (built-in or external).
3. Keep track: Mark actual spending and time in your notebook or app.
4. Check once a week: check records with limits and adjust thresholds ± 10-20% according to the results.

7. Budget adjustment

If you do not regularly spend the entire daily limit, you can slightly increase it.
If you often reach the Loss Limit or stress, lower the limits and add pauses (cool-off).

8. Conclusion

A well-calculated and well-distributed gaming budget along with technical limits is the key to controlling costs and minimizing risks. Follow the calculation steps, set up limits right away and keep track so that excitement remains safe entertainment.