Limits on transactions from banks and e-wallets
Introduction
Transaction limits at the bank and e-wallet level are a key shield against unnecessary spending on gambling. Until you set strict restrictions on replenishment and write-off, neither self-exclusion nor technical filters can completely prevent operations. Below - without "water" all tools and setup steps.
1. Deposit limits of bank cards
1. Set daily/weekly/monthly replenishment limit
In a mobile bank or online bank, look for the "Card Management" → "Transaction Restrictions" sections.
Set a specific amount for each period (for example, no more than $200 per day, $500 per week, $1,000 per month).
2. Delaying the decline
So that the limit cannot be sharply lowered at the time of a breakdown, the reduction usually takes effect after 24 hours.
3. Autonotices
Turn on push notifications or SMS when you try to exceed the limit.
2. Categorical blocking by MCC codes
1. Find out the gambling codes
7932 - lotteries and sweepstakes
7995 - Casinos, Slot Machines
7800 - "entertainment and recreation" (partially includes bookmakers)
2. Request to bank
Through a chatbot in the application or in the department: "I ask you to block transactions under MCC 7932, 7995 (and 7800, if necessary)."
3. Confirmation
Save a screenshot of the settings or a letter from the bank about the blocking.
4. Check
Try to transfer any amount to the casino site - the transaction must be rejected.
3. Limits and locks in e-wallets
1. Skrill, Neteller, PayPal
In your security settings, find "Manage Payments" or "Categories."
Add a ban on "Gaming" or "Gambling Services."
2. Daily/monthly quotas
If the wallet supports limits, set the maximum amount of transfers to the category of gambling (for example, $100 per month).
3. Automatic deviation
Some providers allow you to set up a rule to "deny payments if the recipient's address matches the blacklist." Add known operator domains.
4. Virtual and prepaid cards
1. Create a virtual map
In a mobile bank, form a virtual card with a balance strictly limited to the amount for "test" payments (for example, $50).
2. Replenishment lock
After exhausting the balance, the virtual machine cannot be replenished - access to gambling sites is automatically suppressed.
3. Prepaid-cards
Buy a prepaid card, spend the rest on other needs, refuse to recharge.
5. Integration with mobile bank
1. Push notifications for any operations
Turn on instant alerts for any account and card charges.
2. One-click blocking
Many banks offer a temporary suspension of the card for 24 hours right in the application - use at the risk of disruption.
6. Control through joint measures
Combine banking with BetStop: self-exclusion blocks access from operators, and the bank prevents write-offs.
Technical filters and extensions: DNS blocking and uBlock Origin block bypassing banking restrictions.
Appoint a "controller": the trustee gets access to notifications about write-off attempts and can remind about the limits in time.
Conclusion
The correct setting of transaction limits and categorical bans by MCC codes in the bank, together with the restrictions of e-wallets and virtual cards, creates a strong financial barrier between you and gambling platforms. Take clear steps to set limit amounts, block game categories and control notifications - and your funds will be reliably protected.
Transaction limits at the bank and e-wallet level are a key shield against unnecessary spending on gambling. Until you set strict restrictions on replenishment and write-off, neither self-exclusion nor technical filters can completely prevent operations. Below - without "water" all tools and setup steps.
1. Deposit limits of bank cards
1. Set daily/weekly/monthly replenishment limit
In a mobile bank or online bank, look for the "Card Management" → "Transaction Restrictions" sections.
Set a specific amount for each period (for example, no more than $200 per day, $500 per week, $1,000 per month).
2. Delaying the decline
So that the limit cannot be sharply lowered at the time of a breakdown, the reduction usually takes effect after 24 hours.
3. Autonotices
Turn on push notifications or SMS when you try to exceed the limit.
2. Categorical blocking by MCC codes
1. Find out the gambling codes
7932 - lotteries and sweepstakes
7995 - Casinos, Slot Machines
7800 - "entertainment and recreation" (partially includes bookmakers)
2. Request to bank
Through a chatbot in the application or in the department: "I ask you to block transactions under MCC 7932, 7995 (and 7800, if necessary)."
3. Confirmation
Save a screenshot of the settings or a letter from the bank about the blocking.
4. Check
Try to transfer any amount to the casino site - the transaction must be rejected.
3. Limits and locks in e-wallets
1. Skrill, Neteller, PayPal
In your security settings, find "Manage Payments" or "Categories."
Add a ban on "Gaming" or "Gambling Services."
2. Daily/monthly quotas
If the wallet supports limits, set the maximum amount of transfers to the category of gambling (for example, $100 per month).
3. Automatic deviation
Some providers allow you to set up a rule to "deny payments if the recipient's address matches the blacklist." Add known operator domains.
4. Virtual and prepaid cards
1. Create a virtual map
In a mobile bank, form a virtual card with a balance strictly limited to the amount for "test" payments (for example, $50).
2. Replenishment lock
After exhausting the balance, the virtual machine cannot be replenished - access to gambling sites is automatically suppressed.
3. Prepaid-cards
Buy a prepaid card, spend the rest on other needs, refuse to recharge.
5. Integration with mobile bank
1. Push notifications for any operations
Turn on instant alerts for any account and card charges.
2. One-click blocking
Many banks offer a temporary suspension of the card for 24 hours right in the application - use at the risk of disruption.
6. Control through joint measures
Combine banking with BetStop: self-exclusion blocks access from operators, and the bank prevents write-offs.
Technical filters and extensions: DNS blocking and uBlock Origin block bypassing banking restrictions.
Appoint a "controller": the trustee gets access to notifications about write-off attempts and can remind about the limits in time.
Conclusion
The correct setting of transaction limits and categorical bans by MCC codes in the bank, together with the restrictions of e-wallets and virtual cards, creates a strong financial barrier between you and gambling platforms. Take clear steps to set limit amounts, block game categories and control notifications - and your funds will be reliably protected.
