Self-exclusion within banking services (transaction restrictions)
Introduction
Even if you have disconnected yourself from the casinos on their systems, it is easy to continue playing with a bank card or e-wallet. Banking services offer mechanisms for voluntarily limiting transactions by category and amount - a real "financial cage" that will not allow you to spend money on excitement.
1. Setting limits on amounts
1. Daily and monthly limits
In the bank's mobile application, go to the "Card Management" section of the "Spending Limits" → → set the minimum amounts (for example, 50 AUD per day, 200 AUD per month).
2. Overdraft lock
Turn off overdraft and card installments so there is no "backup" source of money.
3. SMS notices
Turn on instant alerts for any transactions to quickly detect unauthorized spending.
2. Blocking by MCC codes
1. Request to bank
Contact the bank's support service or chat bot: "Please block all transactions with MCC codes 7995 (gambling), 5814 (automated clubs) and related."
2. Automatic filtering
After activation, any payment attempts from gambling operators will be rejected at the acquiring level.
3. Check of operation
Try to conduct a "test" small transaction on the casino website - the bank must return the refusal.
3. Use of alternative payment instruments
1. Prepaid cards
Start a special "leisure" card with a minimum balance (for example, 50 AUD), without the possibility of replenishment online.
2. Individual e-wallets
Create an electronic wallet for all secure expenses, but do not link it to casino sites.
3. Multi-subscription and reports
In e-wallets, enable multi-factor authorization and request a weekly replenishment report.
4. Combination with technical measures
1. Gamban/BetBlocker
Even with a banking unit, use site blockers to exclude cache transitions and VPN bypass.
2. DNS filters
OpenDNS FamilyShield at the router level will not allow you to connect to gambling domains at all.
3. Screen Time / Family Link
Configure system restrictions at the OS level to avoid launching a browser or application.
5. Control and support
1. Buddy-system
Give your trustee your bank limits and ask them to report withdrawal attempts.
2. Professional support
If necessary, contact Financial Counseling Australia or National Debt Helpline for a budget restructuring plan.
3. Regular audit
Check statements on all cards and wallets once a week, recording any suspicious attempts.
Conclusion
Self-exclusion through banking services is a reliable financial barrier against rates. Set up limits on amounts, block MCC codes of gambling, use prepaid cards and e-wallets, supplement with technical filters and support - and you will get strong protection against impulsive spending on casinos.
Even if you have disconnected yourself from the casinos on their systems, it is easy to continue playing with a bank card or e-wallet. Banking services offer mechanisms for voluntarily limiting transactions by category and amount - a real "financial cage" that will not allow you to spend money on excitement.
1. Setting limits on amounts
1. Daily and monthly limits
In the bank's mobile application, go to the "Card Management" section of the "Spending Limits" → → set the minimum amounts (for example, 50 AUD per day, 200 AUD per month).
2. Overdraft lock
Turn off overdraft and card installments so there is no "backup" source of money.
3. SMS notices
Turn on instant alerts for any transactions to quickly detect unauthorized spending.
2. Blocking by MCC codes
1. Request to bank
Contact the bank's support service or chat bot: "Please block all transactions with MCC codes 7995 (gambling), 5814 (automated clubs) and related."
2. Automatic filtering
After activation, any payment attempts from gambling operators will be rejected at the acquiring level.
3. Check of operation
Try to conduct a "test" small transaction on the casino website - the bank must return the refusal.
3. Use of alternative payment instruments
1. Prepaid cards
Start a special "leisure" card with a minimum balance (for example, 50 AUD), without the possibility of replenishment online.
2. Individual e-wallets
Create an electronic wallet for all secure expenses, but do not link it to casino sites.
3. Multi-subscription and reports
In e-wallets, enable multi-factor authorization and request a weekly replenishment report.
4. Combination with technical measures
1. Gamban/BetBlocker
Even with a banking unit, use site blockers to exclude cache transitions and VPN bypass.
2. DNS filters
OpenDNS FamilyShield at the router level will not allow you to connect to gambling domains at all.
3. Screen Time / Family Link
Configure system restrictions at the OS level to avoid launching a browser or application.
5. Control and support
1. Buddy-system
Give your trustee your bank limits and ask them to report withdrawal attempts.
2. Professional support
If necessary, contact Financial Counseling Australia or National Debt Helpline for a budget restructuring plan.
3. Regular audit
Check statements on all cards and wallets once a week, recording any suspicious attempts.
Conclusion
Self-exclusion through banking services is a reliable financial barrier against rates. Set up limits on amounts, block MCC codes of gambling, use prepaid cards and e-wallets, supplement with technical filters and support - and you will get strong protection against impulsive spending on casinos.
