Combination of limits and budgeting: double control

1. Why double control is needed

The individual budget limits total spending, and technical limits work instantly in categories: deposits, bets, losses and time. Together, they create a "double shield" against overspending and gambling addiction.

2. Step 1. Calculating the game budget

1. Determine net income (D) for the month without mandatory spending.

2. Subtract fixed (F) and variable (V) costs as well as savings (S):
  • $$
  • R = D - (F + V + S)
  • $$
3. Assign a share to the game (P = 10-15%):
  • $$
  • B = R \times P
  • $$
  • 4. Break B down into monthly, weekly ($ B/$ 4) and daily ($\frac {B/4} {\text {games. days/week}} $) budgets.

3. Step 2. Setting casino limits

According to these budgets, ask in your personal account: Deposits:
  • Monthly = B.
  • Weekly = $ B/$ 4.
  • Daily = calculated daily value.
Rates:
  • Max Bet = 1-2% of the daily.
  • Session Total = 50-70% of the daily.
Losses:
  • Session = 30-50% of daily.
  • Day = 50% daily.
  • Session time: 30-45 minutes; daytime = not more than 2 hours.

4. Step 3. Configuring notifications and cooling

Soft-limits: warning three-level signals (75%, 90%, 100%) on pop-up, push, email.

Hard limits: automatic blocking when reaching 100% without the possibility of instant change.

Cool-off: when you try to raise the limit early, a pause of 24-72 hours is activated.

5. Step 4. External budget control

1. Expense Tracker (Google Sheets, YNAB): import casino transactions, put "Games" categories.

2. Bank limits: set up a block of payments in the category "gambling" or prepaid cards.

3. Browser extensions: StayFocusd/LeechBlock to limit time on casino sites.

6. Step 5. Monitoring and adjustment

Reconcile actual expenses to daily budget and limit amount on a daily basis.

Analyze weekly: which limits worked, how often you reached the thresholds, and adjust the budget (± 10-20%).

Change log: fix the date, key figures of old and new limits and reasons for adjustment.

7. Integration example

ParameterValueCalculation source
Monthly Budget (B)400 €10% of free income
Weekly deposit100 €B ÷ 4
Daily deposit33 €100 € ÷ 3 gaming days
Max Bet0,7 €2% from €33
Loss Limit/Session15 €45% from €33
Session time45 minpsychological optimum

8. Conclusion

The combination of personal budget and technical limits creates a reliable strategy for safe play. The budget sets the upper limit of expenses, and the limits guarantee instant protection in key categories. Regularly analyze, adjust and connect external tools - and you will retain control over excitement.

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